smooth sailing for your flips, new builds, ReNTALS AND vacant PROPERTY

No paystubs, no tax returns, no employment verification, no PFS, and no personal debt ratio calculations. Allow us to finance your monthly payments, offer advanced construction draws, high leverage, DSCR down to .75% and the best rates, points, and speed in the industry. See if you quality today!

Take 3 minutes to request a term sheet by

clicking on one of the 5 loan types below.

What type of loan are you looking for? *

If you aren't sure... that's okay! Select DSCR 1st and we will provide some options when we send you a quote / term sheet.

Select the option that best describes you below: *

What is the full street address including city and state? *

When do you need to close escrow? *

Within 30 days

31-60 days

61-90 days

90+ days

If this is a purchase or there is a maturity date, what day?

If this is a purchase, what is the purchase price?

$

For If this is a refinance, what is the loan payoff on the title report?

$

Is the property vacant or tenant occupied?

What is the condition of the property?

What is the current appraisal value, AS IS? *

What is your exit strategy? *

Sell

Refinance

Hold

For Rentals, what are the long term market rents?

For Rentals, how many leases will you supply?

For Short Term Rentals, do you have a 12 month ledger and what are the annual rents?

For Flips or New Construction: What is the BUDGET/SOW?

For Flips and New Construction: What is the AFTER REPAIR VALUE?

What is the requested loan amount? *

What is the annual insurance premium? *

For New Construction, do you have a survey?

Stamped plans?

Permits are ready to be pulled?

Do you have an LLC, LP or Corporation? *

Yes

No

I need one

What is the name of your LLC or company? *

How many partners are involved in this deal?

What are the credit scores for the partners?

What is the name of the person with the best credit score? *

Do you or any partners live within 100 miles of the property? *

Yes

No

How many rentals do the partners currently own? *

Does someone on the deal have a 12 month mortgage history or residential property owned free and clear inside the last 3 years?

Yes

No - We have not owned any residential property at all in the last 3 years.

Do any of the partners have a mortgage late in the last 12 months, bankruptcy or foreclosure in the last 3 years? *

Yes

No

What is the total value of liquid assets held by the partners? *

Do you already have a quote?

No

Yes

If yes, what's the rate and points?

Do you need a Proof of Funds Letter for your offer?

Yes

No

What is the name of your Friend or Affiliate? *

Your Full Name *

Your Email *

Your Phone *

We will email you the term sheet and call to follow up on receipt. I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. Message frequency varies. Message & data rates may apply. Text HELP to (XXX) XXX-XXXX for assistance. You can reply STOP to unsubscribe at any time.

Private Money, Hard Money & DSCR Loans

7e Investments Lending

With over 50 years experience, the private lending team at 7e Investments provides industry leading no doc financing for vacant properties and real estate investments.

By using a commonsense approach and remaining nimble we can fund residential and commercial housing loans much faster than our competitors. Getting private money for your vacant property, flips, new builds, bridging and rentals is finally easy.

So we can prepare and make the most of your time, please take 3 minutes to drop your loan request into the quick questionnaire above and our team will email you a term sheet plus follow up with a call. We look forward to closing with you and putting it on repeat.

Get In Touch

Monday- Friday 8 am-7 pm EST

Contact Us

Book a Call

Call (857) 420-6661

Learn More on Our YouTube

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll need our simple PDF loan application and disclosures, stamped articles of formation for your new or seasoned LLC, LP or Corporation, an operating agreement or bylaws which you can amend, property insurance, a credit report, title report and appraisal. We will order these last 3 items for you. You do NOT need proof of personal or business income, a personal financial statement, tax returns, and we do not ask about your employment. In many cases, you do not need seasoned assets or bank statements. Sometimes we can also finance your loan payments so you don't have any during your project. Specific requirements vary by program.

If you are doing a new construction loan, flip/renovation or bridge loan with improved pricing or higher loan amounts, we may ask for a track record and a scope of work / budget if it applies. Please obtain your scope in writing from a licensed and insured contractor or subcontractor as per your county, city or state.

How quickly can we fund the loan?

COE (Close of Escrow) is realistically about 15 business days days: estimate 5 days for appraisal and title, estimate 5 days for underwriting and CTC, estimate 5 days for legal documents and wire. Please be sure everyone is on board with this timeline. On a purchase, you could write the offer as 10-15 days and keep a 10-15 day extension in mind because Realtors deal in calendar days and lenders deal in business days.

CWS Investments Inc dba 7e Investments Lending Company NMLS ID: 2435077 is a licensed private money lender. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment. All loans subject to approval. *Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of CWS Investments Inc dba 7e Investments Lending or its affiliates and are subject to credit, legal and investment approval process. Some of the links in this post are affiliate or joint marketing links and CWS Investments Inc may earn a commission. Our mission remains to provide valuable resources and information that helps realtors, property owners and real estate investors finance and manage their properties efficiently and profitably. We link to these companies and their products because of their quality, not because of the commission. By clicking our links you agree to receive marketing material by us or our affiliates and joint marketing partners.